Home renovations can be expensive, but there are several government grants and rebates available to Canadian homeowners that can help offset the costs. Here are some of the top home remodeling grants you should know about:
Canada Greener Homes Grant
The Canada Greener Homes Grant offers up to $5,000 to help make your home more energy-efficient. While this program is currently closed to new applicants due to high demand, existing applicants can still access funding for eligible retrofits like:
- Upgrading insulation
- Installing energy-efficient windows and doors
- Adding solar panels
- Replacing heating systems with more efficient models
The program also offers up to $600 to cover the cost of pre- and post-retrofit EnerGuide home energy evaluations.
Provincial Energy Efficiency Programs
Many provinces offer their own rebates and incentives for energy-efficient home upgrades:
Ontario: The Save on Energy program provides rebates for things like energy-efficient appliances, smart thermostats, and insulation upgrades.
British Columbia: BC Hydro offers rebates on windows, insulation, heat pumps and more.
Alberta: The Clean Energy Improvement Program provides low-interest financing for green home renovations in some municipalities.
Manitoba: Efficiency Manitoba has rebates available for insulation, ventilation, and energy-efficient appliances.
Home Accessibility Tax Credit (HATC)
The HATC is a federal non-refundable tax credit that can provide up to $1,500 for eligible home renovations that improve accessibility for seniors or those with disabilities. Qualifying renovations include:
- Installing wheelchair ramps
- Walk-in bathtubs
- Widening doorways
- Lowering cabinets
Municipal Programs
Many cities and towns offer their own renovation grants and rebates. For example:
- Toronto’s Home Energy Loan Program (HELP) provides low-interest loans of up to $75,000 for energy efficiency upgrades.
- Ottawa’s Residential Protective Plumbing Program offers rebates for installing backwater valves and sump pumps.
HST New Housing Rebate
If you’ve substantially renovated your home, you may be eligible for a rebate on some of the HST paid on construction materials, labor and other costs. The rebate can be up to $24,000 in Ontario.
Specialized Programs
There are also grants available for specific demographics:
- The Ontario Renovates program provides funding for low-income households, seniors, and people with disabilities for essential home repairs.
- Indigenous Services Canada offers housing grants for renovations on reserves.
How to Access Grants
To take advantage of these programs:
- Research what’s available in your specific area
- Check eligibility requirements carefully
- Get multiple quotes from contractors
- Keep detailed records of all expenses
- Submit applications and required documentation on time
Learn more about it here
Bonus Tip to Save Money on Home Remodeling
Grants are an excellent way to save money during home renovations, but there’s another smart way to stretch your renovation budget even further. With ServiceDeck’s Home Improvement Assistant, you can streamline your entire home remodeling process. It allows you to get affordable quotes from top contractors by simply submitting your project details. There’s no need to call multiple contractors and haggle for prices. The platform makes it easy to compare quotes, manage timelines, and oversee every aspect of your renovation, all from one place. Plus, ServiceDeck connects you with trusted service providers, ensuring a smooth and stress-free renovation experience. Ready to save time and money? Get started with ServiceDeck’s Home Improvement Assistant here and take control of your home renovation today!
Written by: Nikita Panchigar
